Help your family keep the house, no matter what.
- ✓Free mortgage protection quote
- ✓No obligation, no pressure
- ✓Licensed broker, not a call center
Question 1 of 2
What is the total amount owed on the home?
Takes about 30 seconds. No obligation to buy.
Designed specifically so your family never loses their home
Compare independent rates across top-rated carriers with living benefits and non-medical underwriting.
Mortgage Payoff Protection
Cash payout delivered directly to your beneficiaries to pay off the mortgage or continue monthly payments if illness, disability, or death occurs.
30+ Top Mutual Carriers
As an independent broker, Tim shops top carriers like Mutual of Omaha, Americo, Foresters, and Corebridge to find the lowest possible rate.
Living Benefits Included
Access your benefits while living if diagnosed with a qualifying critical illness, cancer, stroke, or chronic disability.
No Medical Exam Options
Many applicants qualify for immediate electronic decision coverage without blood work, physical exams, or lengthy doctor visits.
Affordable plans sized to fit your mortgage
No hidden fees. Free rate comparison across 30+ top carriers to get you the lowest rate.
Essential Protection
Targeted coverage to cover your remaining mortgage principal.
- Full mortgage balance payoff
- Terminal illness rider included
- Streamlined digital approval
- Level fixed premium guarantee
Complete Home Security
Most requested protection plan for growing families and homeowners.
- Full mortgage payoff + income replacement
- Critical & chronic illness living benefits
- Optional disability payment waiver
- Locked rate for entire mortgage term
- Direct broker advocacy & review
Comprehensive Estate
Comprehensive custom protection for high-value properties and jumbo mortgages.
- High-limit mortgage payoff protection
- Living benefits suite (critical/chronic)
- Optional return of premium available
- Multi-carrier customized underwriting
- Dedicated priority broker service
*Sample rates for illustrative purposes only. All rates subject to underwriting approval and carrier eligibility.
Frequently Asked Questions
Have questions about your mortgage protection quote?
How is this different from bank PMI (Private Mortgage Insurance)?
Bank PMI only protects the bank if you default—it provides zero money to your family if you pass away or get sick. Mortgage protection insurance protects your family: the tax-free funds go straight to your beneficiaries to pay off the home or cover monthly mortgage payments.
Do I need a medical exam or needles?
In most cases, no. Modern underwriting allows qualified applicants to receive an instant electronic decision using digital health history, with zero medical exams or blood tests.
What if I get sick and cannot work?
Our policies include living benefits riders that allow you to advance money from the policy while living if diagnosed with a qualifying illness like cancer, heart attack, stroke, or permanent disability.
Are Timothy J. Moore quotes truly free?
Yes, 100% free with zero obligation. Tim is a state-licensed independent broker—not a call center—who compares multiple carriers to find the best rate for your age and health.
Ready to protect your mortgage and home?
Take 30 seconds to get your free instant quote comparison. Tim Moore personally handles your case.